Blog by Morgan Duvernet

Mortgage Update from Chantel Chapman

January 17th, 2012

Here is another very informative mortgage up-date from Chantel Chapman and the The Integré Mortgage Partners Team.

If you have any mortgage related questions please don’t hesitate to call Chantel Chapman at 604-904-6910 www.integre.ca.

Thanks Chantel!

“For the last 16 months, Bank of Canada has maintained it’s key interest rate.  This means that bank prime should maintain at 3%.  This is the ...

The Bank of Canada Holds Rates

December 6th, 2011

Today was another big day for the Bank of Canada. I got this e-mail from Chantel Chapman with The Integré Mortgage Partners Team. I can always count on her to make sure myself and my clients are up-to-date on the most current mortgage news.  If you are looking to purchase, refinance, or get advice on your current mortgage don’t hesitate to call Chantel!

“Bank of Canada met this morning and a ...

Common Mortgage Terms Cheat Sheet

November 10th, 2011

I thought these terms would be helpful to most people looking to get their first mortgage, or even for people who have had a number of mortgages over the years.

Below are defined common mortgage terms you may have heard from a mortgage lender. A clear understanding of mortgage terms is essential when negotiating mortgage rates with your lender. Knowledge is power!

Here is a little cheat she ...

The Canadian Federal government tightens mortgage rules again

January 17th, 2011

Finance Minister Jim Flaherty is cracking down on Canadians' ability to qualify for a mortgage, in the government's latest attempt to rein in consumer debt.

As reported earlier today the Canadian Federal Government has imposed new mortgage regulations for borrowers.

What I believe the federal government is trying to achieve by imposing these new regulations is to shelter the Canadian housing ...

The Bank of Canada Raise its Benchmark Lending Rate

September 10th, 2010

The Bank of Canada raised their Benchmark interest rate on Wednesday by 25 basis points. If you want to know what this means for you as a buyer or seller in Vancouver's Real Estate Market contact me today.

Below you will find the complete article from Wednesday's Financial Post - Bank of Canada Raises Rates -


Paul Vieira, Financial Post · Wednesday, Sept. 8, 2010

OTTAWA ­­ The Bank of Can ...

Applying for a Mortgage? Prepare to be a good Mortgage Candidate

August 30th, 2010

Prepare to be a good Mortgage Candidate

In today’s challenging lending environment, loan applicants often try to be the best candidate possible by painting the most optimistic picture about their debt, credit and affordability goals.

While it’s important to put your best foot forward, it’s even more important to be honest, open and forthright so your mortgage adviser can customize a mortgage ...